# Viewing and estimating your spending
View current usage and spending trends across paid GitHub products, so you can estimate costs and make informed budgeting decisions.
The new billing platform provides a high-level view of your spending trends based on the usage across products. You can use this information to estimate your spending and make informed decisions about your budget.
## Viewing spending for your personal account
1. In the upper-right corner of any page on GitHub, click your profile picture, then click ** Settings**.
2. In the "Access" section of the sidebar, click ** Billing & Licensing**.
On this page, you can view your usage in the following categories:
* **Current metered usage:** The card on the top left shows the gross metered usage for your personal account.
* **By products:** You can use the product tabs to view usage and discounts for different products.
* **By repository:** The card at the bottom of the page shows the top five repositories that generate the most usage for your personal account. This helps you identify which repositories are consuming the most resources across Copilot, GitHub Actions, Codespaces, and other billable features. You can click in the upper-right corner of each card to view all usage, including a breakdown by gross usage versus billable usage (minus any discounts that may apply).
Additionally, you can change your plan by clicking **Upgrade to Pro** or **Downgrade to Free** in the "Current plan" section.
At the top of the page, under "Next payment due", you can see the date of your next billing cycle.
## Viewing spending for your organization
The "Overview" page provides a high-level view of your spending and budgets.
1. In the upper-right corner of GitHub, click your profile picture, then click ** Organizations**.
2. Select an organization by clicking on it.
3. Under your organization name, click ** Settings**. If you cannot see the "Settings" tab, select the **** dropdown menu, then click **Settings**.
4. On the left side of the page, in the organization sidebar, click ** Billing & Licensing**.
On this page, you can view your usage in the following categories:
* **Current metered usage:** The card on the top left shows the gross metered usage for your organization.
* **By products:** You can use the product tabs to view usage and discounts for different products.
> \[!NOTE] When you enable GitHub Secret Protection, GitHub Code Security, or GitHub Advanced Security, there is a delay of up to two hours before the change is shown in the usage data on the "Billing and licensing" tab.
* **By repository:** The card at the bottom of the page shows the top five repositories that generate the most usage. You can click **View details** in the upper-right corner of the card to view all usage, including a breakdown by gross usage versus billable usage (minus any discounts that may apply).
## Creating a budget
As an enterprise owner or billing manager, you can set the budget for your enterprise, an organization within your enterprise, or a cost center. As an organization owner, you are able to set the budgets for the repositories you manage. See [Setting up budgets to control spending on metered products](/en/billing/how-tos/set-up-budgets#creating-a-budget).